Skip to main content
Menu

Finance options

With our financing service, you can fulfil your furnishing wishes at any time. We offer different options for private customers and business customers

A woman is standing in the kitchen with a reflex camera and is still preparing the freshly cooked food with one hand before she takes a photo of it.

IKEA Family Credit Card

The perfect credit card (Mastercard) for IKEA Family members: free of charge, with an attractive bonus programme, usable worldwide.

 

Some of your benefits:

  • The creditcard (Mastercard) is free of charge
  • Points and benefit: You receive one IKEA point for every CHF 1 spent. For 500 IKEA points, you get an IKEA gift card worth CHF 5. 
  • Cash withdrawal - withdraw cash at any cashpoint in Switzerland and abroad.
  • Mobile Payment - Pay conveniently with your smartphone or smartwatch.

You will need an IKEA Family number to apply for the card. Not yet an IKEA Family Club member? Then sign up now for free!

Apply now

After clicking on the button "Apply now" you will be redirected to our partner CEMBRA. 

  • The issuer of the IKEA Family Credit Card is Cembra Money Bank AG, Zurich. This offer is aimed exclusively at persons with a regular income who have reached the age of 18.

    Cembra Money Bank AG
    Cards Services, P.O. Box
    8048 Zurich
    Telephone 044 439 40 20

    Useful Links: 

    • Lost your credit card? You can block it here
    • Access to CEMBRA eService - quick access to your personal data and overview of your card usage

Purchase by invoice for online orders

In cooperation with our partner Swissbilling, we offer the possibility of purchase by invoice in our online shop. After receiving your order, Swissbilling will send you the invoice with payment instructions by e-mail or post.

Good to know:

  • 30 days to pay the invoice.
  • Option to pay in two or three instalments* if you need a little more time.

Here’s how it works

  • Place the desired products in the shopping cart as usual.
  • Select purchase on account as part of the payment process.
  • A credit check will be carried out on the basis of your address.
  • Choose whether you would like to pay the invoice in one or more instalments*.
  • We will send you the invoice by e-mail or by post.*

Fee overview:

  • Charges only apply if you pay in two or three instalments.
  • If you pay the full amount all at once, there are no financing costs.
  • Orders up to CHF 450.00: CHF 3.00 per invoice instalment
  • Orders over CHF 450.00: 0.50% of the total amount per invoice instalment
  • Invoice dispatch by post: CHF 2.70, by e-mail: free of charge 

For business customers:

IKEA for Business payment card | Invoice payment.

IKEA for Business payment card

  • Free and convenient: You buy without cash online and at all IKEA stores in Switzerland (except for purchases in the IKEA Restaurant and Bistro and the Swedish Food Market).
  • Transparent: You will receive a VAT-compliant invoice with a payment period of 30 days.
  • Expandable: You can obtain up to 99 additional cards for your employees.
  • Beneficial. Read more on the IKEA for Business website.
  • If your credit check goes through, you’ll receive your IKEA for Business payment card just a few business days after you submit your application. Simply fill in the card application linked below, print and send it to the following address:

    IKEA AG, CIAR,
    Service Office
    Gstaadtmattstrasse 40
    4452 Ittingen

    PDF-Application and contractual conditions (available in 3 languages): German | French | Italian

    Lost IKEA for Business payment cards: In the event of loss or theft of your IKEA for Business payment card, you should immediately contact us:

    Hotline: 0848 801 100*
    Email: retailch.debitoren@ikea.com
    Fax: 058 853 28 01*


    *Max. CHF 0.08/minute for landlines; mobile rates will be higher


Purchase by invoice 

With our purchase by invoice service, you can shop flexibly in our stores and online. Pay for your purchase of up to a maximum of CHF 15,000* by invoice within 30 days or in several instalments.

Good to know:

  • 30 days to pay the invoice.
  • Option to pay in up to 24 instalments** if you need a little more time.
  • Maximum credit limit of CHF 15,000.

Here’s how it works:

Purchase by invoice for online orders

  • Place the desired products in the shopping cart as usual.
  • Select purchase on account as part of the payment process.
  • A credit check will be carried out.
  • The invoice will be sent by e-mail or post*

Purchase by invoice in our stores

  • Contact our staff at the IKEA for Business meeting point or e-mail/phone our B2B team.
  • A credit check will be carried out on your company.
  • We'll send you a QR code to your smartphone.
  • Add the products you want to buy to your shopping cart as usual.
  • Show or scan your QR code at the checkout.
  • Swissbilling will send you the invoice by post. Pay the invoice within 30 days or in up to 24 instalments**.

*The authorisation of the issue limit is subject to a check of your credit rating, which is carried out by Swissbilling.

**Fee overview:

  • Charges only apply if you pay in several instalments. If you pay the full amount all at once, there are no financing costs.
  • All orders: 0.50% of the total amount per invoice instalment 
  • Invoice dispatch by post: CHF 2.70 for online orders, by e-mail: free of charge 

IKEA Family

Get all the advantages now

Learn more

Gift card

Make your loved ones happy!

Learn more

Payment options

This is how you can pay with us.

Learn more