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Finance options

With our financing service, you can fulfil your furnishing wishes at any time. We offer different options for private customers and business customers.

For private customers:

IKEA Family Credit Card

The perfect credit card (Mastercard) for IKEA Family members: free of charge, with an attractive bonus programme, usable worldwide.
Read more about the credit card and our welcome offer with 3 monthly instalments interest-free! (valid until July 4th 2021)

Some of your benefits:

  • The creditcard (Mastercard) is free of charge
  • Points and benefit: For transactions outside IKEA Switzerland, you receive one IKEA point for every CHF 1 spent. For 500 IKEA points, you get an IKEA gift card worth CHF 5.
  • Cash withdrawal - withdraw cash at any cashpoint in Switzerland and abroad.
  • Mobile Payment - Pay conveniently with your smartphone or smartwatch.

You will need an IKEA Family number to apply for the card. Not yet an IKEA Family Club member? Then sign up now for free!

Apply now

After clicking on the button "Apply now" you will be redirected to our partner CEMBRA.

  • The issuer of the IKEA Family Credit Card is Cembra Money Bank AG, Zurich. This offer is aimed exclusively at persons with a regular income who have reached the age of 18.

    Cembra Money Bank AG
    Cards Services, P.O. Box
    8048 Zurich
    Telephone 044 439 40 20

    Useful Links:

    • Lost your credit card? You can block it here
    • Access to CEMBRA eService - quick access to your personal data and overview of your card usage

For business customers:

IKEA for Business card

  • Free and convenient: You buy without cash at all IKEA stores in Switzerland (except for purchases in the IKEA Restaurant and Bistro and the Swedish Food Market).
  • Transparent: You will receive a VAT-compliant invoice with a payment period of 30 days.
  • Expandable: You can obtain up to 99 additional cards for your employees.
  • Beneficial. Read more on the IKEA for Business website.
  • If your credit check goes through, you’ll receive your IKEA for Business Card just a few business days after you submit your application. Simply fill in the card application linked below, print and send it to the following address:

    IKEA AG, CIARc/o
    IKEA Finance & Services AG
    54133 Pratteln

    PDF-Application and contractual conditions (available in 3 languages): German | French | Italian

    Lost IKEA for Business Cards: In the event of loss or theft of your IKEA for Business Card, you should immediately contact us:

    Hotline: 0848 801 100*
    Fax: 058 853 28 01*
    *Max. CHF 0.08/minute for landlines; mobile rates will be higher

IKEA Family

Get all the advantages now

Learn more

Gift card

Make your loved ones happy!

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Payment options

This is how you can pay with us.

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