Financing for individual customers
It’s our mission to make beautiful homes affordable for everyone. That’s why we offer fair financing options for individual customers such as the IKEA Family credit card, which allows you to pay in instalments or opt for the invoice purchase payment method. This gives you the flexibility you deserve to finance your furniture.
IKEA Family credit card
The fully fledged credit card for IKEA Family members is free, comes with the option to pay in instalments, an attractive bonus programme, and can be used anywhere in the world. Ready to take advantage of a flexible instalment plan to pay for beds, electrical appliances and more? Calculate financing today
Invoice purchase for online orders
An all-round shopping experience complete with a convenient invoice purchase option awaits you at IKEA. When you make purchases in our online shop, you are free to opt for payment with a term of 30 days or split the cost into up to three interest-free instalments.
Finance furniture, kitchens, accessories and more at IKEA
Whether a bed, a couch, a wardrobe or an entire kitchen, you can finance furniture for 0% interest at IKEA. Discover smart payment options for your purchases in Switzerland and find out how to pay for furniture at IKEA in instalments. With the free IKEA Family credit card and invoice purchase option for online orders, investing in your home on a larger scale is now simple and transparent. IKEA instalment and invoice purchase payment options are designed for individual customers seeking fair financing and a host of other benefits.
Your IKEA Family credit card: Interest-free financing for furniture and more
Want to pay for that large new sofa for your living room in instalments? How about purchasing the box spring bed of your dreams in instalments? The IKEA Family card is a free, fully fledged credit card exclusively for IKEA Family members. You can use it anywhere in the world and benefit from the convenience of paying in instalments – plus much more. If you want to spread out the cost of your IKEA furniture, you can divide it into up to 12 monthly payments with the IKEA Family card. The first three monthly payments are interest-free on all IKEA purchases (after which 7.95%). And: You can collect bonus points with the IKEA Family card. For every 500 IKEA credit card points acquired in a three-month period, we will send you an IKEA gift card worth CHF 5 by post. All you have to do to get your hands on an IKEA Family credit card with a credit limit of CHF 5,000 is to apply via your smartphone, at your local IKEA store or by post.
IKEA invoice purchase for online orders: Buy now, pay later
When shopping in the IKEA online shop, you can take advantage of the convenient invoice purchase option with our partner CembraPay and benefit from a credit limit of up to CHF 5,000 for individual customers. You are free to choose between one, two or three interest-free instalments (30, 60 or 90 days). The process is simple: Add the desired products to your shopping bag, select the “Invoice purchase” payment option at checkout, undergo a credit check, receive an invoice by e-mail (free of charge) or post (CHF 4.25 shipping costs) and pay within your preferred term. It’s perfect for anyone looking to make larger purchases – such as IKEA (garden) furniture or a kitchen – in instalments on fair terms while benefiting from stress-free online payment options.
