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IKEA Family credit card

The fully fledged credit card for IKEA Family members only is free, comes with the option to pay in instalments plus an attractive bonus programme, and can be used anywhere in the world. Find out everything you need to know about your IKEA Family credit card right here – how to apply, what the conditions are and what benefits you can expect.  

Apply for an IKEA Family credit card: Here’s how to do it

The IKEA Family credit card is a fully fledged credit card that comes with many other benefits – especially when you shop at IKEA. You can apply for your IKEA Family credit card online in three simple steps: 

  1. Scan the QR code or click on the “Apply now via smartphone” button  
  2. Complete the application and have your ID ready  
  3. Once the card has been approved, you can add your virtual credit card directly to your wallet. A physical card will be sent to you by post 

Scan this QR code or click on the “Apply now via smartphone” button 

After clicking on the “Apply now via smartphone” button, you will be redirected to our partner Cembra. The card is issued by Cembra Money Bank AG, Zurich

Apply for an IKEA Family credit card by post

You also have the option to apply for your IKEA Family credit card without instant online verification. However, the process takes longer and your card will be sent to you by post once it has been approved.
After clicking on the “Apply for credit card by post” button, you will be redirected to our partner Cembra. The card is issued by Cembra Money Bank AG, Zurich

Your IKEA Family credit card benefits

Your IKEA Family card not only makes it easy to pay, but you also benefit from a wide range of attractive terms and benefits.

No annual fees

Your IKEA Family credit card is free and this also applies to the additional card: no fees and no hidden costs.  

Payment in instalments*

With the convenient instalment payment option*, you can split the payment for all your purchases – for flexible purchases with your IKEA Family credit card.  

0%* interest

Benefit from 0% interest for the first three months when paying in instalments with all purchases made at IKEA with your Family credit card. 

Earn double the points and reap the rewards 

Earn two credit card points for every Swiss franc spent at IKEA with your IKEA Family credit card and receive an IKEA gift card every quarter. For purchases made elsewhere, you’ll also earn one credit card point for every Swiss franc spent. 

Other benefits you can expect:

No fees, flexible instalment payment, 0%* interest rate for the first three months and a rewarding bonus programme are just a few of the highlights. Here are some other benefits offered by your IKEA Family credit card: 

  • You can use the IKEA Family credit card worldwide to pay for purchases or withdraw cash – it works just like a fully fledged Mastercard. 
  • Mobile payment – pay quickly and conveniently using your smartphone or smartwatch. – pay quickly and conveniently using your smartphone or smartwatch. 
  • Design your own totally unique credit card with MyDesign.
  • The card is made of 100% recycled material. 
  • CEMBRA app – manage your credit card account when it suits you.
  • Take advantage of even more benefits offered by Mastercard. 

Collecting credit card points pays for itself

  • You can earn credit card points anywhere in the world
  • Collect two credit card points for every Swiss franc spentat IKEA (in store and online)
  • Earn one credit card point for every Swiss franc spent elsewhere
  • For every 500 IKEA Family credit card points collected, you’ll receive an IKEA gift card worth CHF 5.
  • Your IKEA gift card is issued every quarter and sent to you by post by our partner Cembra. 

Already have an IKEA Family credit card?

Lost card, the Cembra app and receiving an additional card Here are some useful links for you.  

Urgent assistance

Have you lost your card and need to block it?

CEMBRA support

CEMBRA app

Access your credit card details, view your transactions and change personal information in the app

Details and download

Additional card

You can apply for an additional card for someone else living in your household.

Order now

Your IKEA Family credit card makes shopping simpler

How does a credit card that makes shopping at IKEA more flexible than ever sound to you? Whether online or at your local IKEA store: If your application is successful, you benefit from a limit of CHF 5,000 for making payments and withdrawing cash with your IKEA Family credit card. The fair instalment payment options also enable you to make larger purchases, because: The first three instalments for purchases at IKEA come with 0% interest. Where can you use your IKEA Family credit card? You can use it to withdraw cash and pay for your purchases anywhere in the world – it works like a standard, fully fledged Mastercard. That is, with one exception: you get very special benefits as an IKEA Family member, such as the IKEA points programme. Not a member or don’t have a card yet? It takes just a few clicks to secure a host of benefits, offers and a credit card that makes shopping simpler.       

Frequently asked questions

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