IKEA Family Credit Card

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Secure your CHF 50.-* starting bonus

From 15.5.-2.7.23. Apply for your free IKEA Family credit card and receive a CHF 50.-* starting bonus

^{* For all special promotion applications received by Cembra by 2.7.2023, a starting credit of CHF 50 will be credited upon positive budget review. When paying in instalments, the APR is 7,95% on payments made to IKEA Switzerland and 11,95% on all other transactions. The minimum monthly repayment is 3% of the total payable amount, or a minimum of CHF 50.00 per month. Example payment calculation: The rate of repayment for a purchase amount of CHF 1,350.00, paid in instalments, would be CHF 74.35 per month for 20 months. This takes into account interest of CHF 137.00 (calculated at a rate of 11,95% APR), and the total amount payable would be CHF 1,487.00. Credit may not be granted if doing so would lead to the over indebtedness of the consumer (Art. 3 of the Swiss Federal Act on Unfair Competition). IKEA Family credit cards are issued through Cembra Money Bank AG, Zurich.}

Apply and profit now

Apply now for your personal IKEA Family Credit Card

The fully fledged credit card for IKEA Family members: it’s free, has an attractive benefits programme and can be used anywhere in the world.

Apply now

After clicking on the button "Apply now" you will be redirected to our partner CEMBRA.

The IKEA Family credit card is issued by Cembra Money Bank AG, Zurich.

Financing calculator

When making payments with our IKEA Family credit card, you can use our convenient financing calculator to simulate a variety of payment in instalments options to find out more about the terms and conditions that apply when you pay for your purchase in instalments.

Your benefits with the free IKEA Family Credit Card

Annual fees really not your thing?

Ours neither. Your IKEA Family credit card is free. So are any additional cards, which you can request forthe people you live with.

Earn points and enjoy the rewards

As an IKEA Family member, you earn points for every purchase. IKEA Family credit card users collect one IKEA point for every Swiss franc spent using the card – wherever you are in the world.* At the end of each quarter, you can look forward to receiving an IKEA gift card.

*For every CHF 1 spent on a transaction, you will receive one IKEA point. For 500 IKEA points you get an IKEA gift card worth CHF 5.

Ready when you are

On your marks, get set, go! Apply for your IKEA Family credit card on your next visit to your IKEA store. Once you’ve passed a credit check, you’ll be all set to make pur-chases for your living space quickly and easily through cashless payments.

Paying in instalments

Stay flexible! With the handy option to pay in instalments*, pay only 7,95% APR when you shop at IKEA (11,95% APR on purchases made elsewhere).

Not yet an IKEA Family Club member? Then sign up now for free:

Join now

*When paying in instalments, the APR is 7,95% on payments made to IKEA Switzerland and 11,95% on all other transactions. The minimum monthly repayment is 3% of the total payable amount, or a minimum of CHF 50.00 per month. Example payment calculation: The rate of repayment for a purchase amount of CHF 1,350.00, paid in instalments, would be CHF 74.35 per month for 20 months. This takes into account interest of CHF 137.00 (calculated at a rate of 11,95% APR), and the total amount payable would be CHF 1,487.00. Credit may not be granted if doing so would lead to the overindebtedness of the consumer (Art. 3 of the Swiss Federal Act on Unfair Competition).

further benefits:

Go cashless wherever you are

Globetrotters get their money's worth! Whether for purchases or cash withdrawals - as a fully-fledged credit card, you can use your Ikea Family Credit Card at around 43 million Mastercard locations worldwide.

To our environment, with love

Spending money sustainably - sounds strange? But you can with your IKEA Family Credit Card. Because it's the only credit card made from 100% recycled material.