Finance services for individual customers
It’s our mission to make a beautiful home affordable for everyone. That’s why we offer a range of flexible finance options, such as the IKEA Family credit card with the option of part payment and invoices that can be paid in multiple instalments.
IKEA Family credit card | Invoice purchase for online orders
Shop now with invoice payment and win up to CHF 1'000!*
Enjoy full flexibility: pay within 30 days or split the amount into three interest-free installments. And the best part? The competition has been extended until 14.2.2026! Every purchase made until 14.2.2026 gives you the chance to win one of three IKEA gift cards worth up to CHF 1’000.- each.*
*Terms and Conditions: The prize draw will take place among all purchases paid with CembraPay at IKEA Switzerland between 8.12.2025 and 14.2.2026, as well as free participants. The number of purchases per person is not limited. The draw will take place on 27.2.2026 and three winners will be drawn. Winners will receive an IKEA voucher equal to the value of their winning purchase, up to a maximum of CHF 1’000.-. Free participants will receive an IKEA voucher worth CHF 200.-. Winners will be notified personally. Cash payment of the prize is not possible. No correspondence will be entered into regarding the draw. Legal recourse is excluded. Employees of Cembra Money Bank AG, as well as competition clubs, automated services, and other professional/commercial participants are excluded from participation. For free participation, please send us a postcard by 14.2.2026 with your details to: CembraPay AG, Marketing, «CembraPay IKEA Gewinnspiel» Bändliweg 20, 8048 Zurich. Only one free entry per person is permitted. The draw is organised by CembraPay AG.
IKEA Family credit card
The fully fledged credit card for IKEA Family members is free, includes an attractive benefits programme, allows part payments and can be used anywhere in the world. Calculate financing now
Invoice purchase for online orders
Enjoy a seamless shopping experience with the convenient invoice purchase option. When you shop in our online shop, you have the flexibility to pay within 30 days or spread the cost over up to 3 interest-free instalments.
