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What are the main benefits of the IKEA Family credit card?

Whether you use the IKEA Family credit card for purchases at IKEA or elsewhere, it offers you exclusive benefits in either case:

Here are only some of the advantages:
 

  • Fast and convenient self-service application process, with digital card access in 5 minutes
  • Can be used worldwide
  • No annual fee 
  • Installment facility – 0% interest rate for the first 3 months on all purchases at IKEA
  • Travel and purchase protection insurance
  • Collecting double points with IKEA purchases
     

Read more about all the benefits of the IKEA Family Credit Card here.

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  • How do I apply for the IKEA Family Credit Card?

    You can apply for the IKEA Family Credit Card on our website or in the stores. It's easy and fast.

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  • What is the interest rate of an IKEA Family Credit Card?

    For purchases at IKEA, the interest rate is 0% for 3 months of instalments. After the initial 3 months, you pay an interest of 7.95%. For all other purchases outside IKEA the interest is 13.00%.

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  • Is the IKEA Family Credit Card a shopping card that I can only use at IKEA?

    Our credit card is a Mastercard, valid worldwide.

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  • How can I get the IKEA Family Card?

    For sustainability reasons, a physical card is no longer sent. You can have a digital card sent to you by e-mail or install our app.

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  • Do I have to be an IKEA Family Club member to get the credit card?

    Yes, the IKEA Family Credit Card is part of IKEA Family Club benefits, therefore you should apply for this membership.

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  • What are the IKEA Family rewards?

    This programme does not yet exist in Switzerland.

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