What is the interest rate of an IKEA Family Credit Card?

For purchases at IKEA, the interest rate is 0% for 3 months of instalments. After the initial 3 months, you pay an interest of 7.95%. For all other purchases outside IKEA the interest is 13.00%.

Shopping at IKEA is always more convenient when you pay with the IKEA Family Credit Card. We offer you 3 completely free instalments (0% interest rate). If you need more time to pay, as of the 4th instalment you get a annual interest rate of 7.95%. This is a permanent offer that you can take advantage of every time you shop at IKEA, online, by phone or in-store.

For more information, please visit our website.

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