Financing options
Valid in store and at IKEA.es
Payments for up to 48 months on your entire purchase
Financing options and conditions:
2,03% APR. Interest free. Minimum amount: EUR 1700.
2,00% APR. Interest free. Minimum amount: EUR 1000.
1,96% APR. Interest free. Minimum amount: EUR 650.
0% APR. Interest free. Minimum amount: EUR 500.
0% APR. Interest free. Minimum amount: EUR 120.
0% APR. Interest free. Minimum amount: EUR 10.
0% APR. Interest free. Minimum amount: EUR 10.
0% APR. Interest free. Minimum amount: EUR 10.
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With the IKEA VISA card, make your purchases at IKEA stores and at IKEA.es in instalments, worry free and instantly.
Apply online now. Get it delivered to your door and start financing your purchases.
More information here.
Advertising: *. Financing with the IKEA VISA card, which is issued by the hybrid payment institution CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. and is subject to its approval. The system chosen by the institution to protect payment service users' funds is to deposit them in a separate bank account opened with CaixaBank, S.A.
Interest-free financing available over 3, 6, 10, 12, 18, 24, 36 and 48 months (NIR:0%. Min. AER 0% max AER 2.03%) for purchases made in IKEA stores in the mainland and at IKEA.es, except for the IKEA SEVILLA store. The applicable AER and price of the service will vary depending on the amount and term. Minimum amount of €10 for 3, 6 and 10 months; and €120, €500, €650, €1000 and €1700 for 12, 18, 24, 36 and 48 months, respectively. Maximum amount to finance €3,000. Representative example for a purchase of €1,500 financed over 10 months. 0% NIR 0% AER. 10 instalments of €150. Total amount owed and total price in instalments: €1,500. Total cost of the credit (interest): €0. French repayment system.
Representative example for a purchase of €1,700 financed over 48 months. 0% NIR 2.03% AER.Cost of the service 4%, payable in the first instalment. First instalment of €103.42. 46 instalments of €35.42. Final instalment of €35.26. Total amount owed and total price in instalments: €1,768. Total cost of the loan: €68. Interest €0.
Representative example for a purchase of €1,000 financed over 36 months. 0% NIR 2.00% AER.Cost of the service 3%, payable in the first instalment. First instalment of €57.78. 34 instalments of €27.78. Final instalment of €27.70. Total amount owed and total price in instalments: €1,030. Total cost of the loan: €30. Interest: €0.
Representative example for a purchase of €650 financed over 24 months. 0% NIR 1.96% AER. Cost of the service 2%, payable in the first instalment. First instalment of €40.08. 22 instalments of €27.08. Final instalment of €27.16. Total amount owed and total price in instalments: €663. Total cost of the loan: €13. Interest: €0. French repayment system.