Benefits of financing

Advertising: 1. Information subject to policy terms. Insurance contracted with VidaCaixa, S.A.U. de Seguros y Reaseguros, with CIF (tax ID no) A58333261, and SegurCaixa Adeslas, S.A. de Seguros y Reaseguros, with CIF A28011864. In the event the insurance operation is entered into, insurance will be provided by CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U, which will act as an intermediary in the contracting of insurance as the insurance banking operator associated with VidaCaixa, S.A.U. de Seguros y Reaseguros, SegurCaixa Adeslas, S.A. de Seguros y Reaseguros and Metlife Europe, D.A.C., Surcusal en España (branch in Spain), and which is registered in the General Directorate of Insurance and Pension Funds’ Register of Insurance and Reinsurance Distributors under number OV0077, as may be verified with such entity, with a registered address at Paseo de la Castellana, 44, Madrid (28046), telephone number 91 339 70 00 and website www.dgsfp.mineco.es. CaixaBank Payments & Consumer has taken out a corresponding professional civil liability insurance policy with the insurance company ZURICH Insurance Plc, Sucursal en España (branch in Spain), with NIF (tax ID no) W-0072130H, to cover liabilities that may arise due to professional negligence, all in accordance with applicable law, and has financial capacity in line with legal requirements. The insurance is optional and the monthly premium is calculated by multiplying the card balance by 0.70%. The cost of the insurance, the contracting of which is voluntary, is not included in calculating APR as the inclusion thereof is not compulsory.

2. The IKEA VISA Card is issued by the hybrid payment institution CaixaBank Payments & Consumer E.F.C., E.P., S.A.U. and subject to its authorisation. The system chosen by the institution to protect funds received from users of payment services is to deposit them in a separate bank account held at CaixaBank, S.A.