Do you offer interest-free financing or credit?

All you want interest free with your IKEA VISA online, in-store and planning spaces (except for Cordoba, Cáceres, Badajoz, Castellón and Ondara)! You can finance all your purchases over €10 up to a maximum of 48 months. 

Apply for your IKEA Visa card in the Financing section of our website or in any of our stores to start financing your Swedish purchases. This card is free of charge and has no maintenance or issuing fees. It is also valid in our IKEA stores and in any other shop that accepts VISA. Want to know more about the benefits? Take a look here.   

To finance your online purchases, pay with IKEA VISA at ikea.com and then choose the instalment plan that best suits your needs via the IKEA VISA App or by calling 900101131 Monday to Saturday from 9:00 to 21:00.   

If your card is lost or stolen, block it immediately with the IKEA VISA App, or call 900101131 or international phone 0034 933 203 324 and ask for your card to be cancelled. A duplicate card will be generated and delivered to your home address.  

The card validity period is printed next to the cardholder's details on the physical card.  

What do I need to apply for an IKEA Visa card at IKEA stores?

In order to apply for your IKEA Visa card at any of our IKEA stores you will need the following documents: 
 
- Identification document such as ID card or passport. 
- Original bank receipt with your name and account number for direct debit. 
- Original proof of income: 

Last pay cheque. 

Self-employed, managers and administrators: last IRPF (mod.100) or quarterly (mod. 130 or 131). 

Pensioners: pension revaluation sheet. 

 
- CaixaBank" customers: they only need their DNI / NIE and credit or debit card to process the application. 

Once the documentation has been submitted, the finance company will review the information and determine whether the application for the IKEA Visa card is accepted.