Does IKEA offer financing?
Yes, IKEA offers a range of financial services to meet your needs, including Afterpay and PayPlan by RBC.
IKEA Canada offers two ways to spread out payments. Availability and approval depend on the payment provider’s terms.
- Afterpay — four interest-free payments: Split an eligible online purchase of $50–$2,000 into four payments, made every two weeks. Choose Afterpay at online checkout to review the terms and complete the purchase.
Learn about Afterpay. - PayPlan by RBC — monthly installment loan: Apply for financing on eligible purchases of $500–$20,000, including taxes. If approved, choose from the repayment plans and rates offered to you. Use it online by selecting PayPlan by RBC at checkout, or in store by scanning the PayPlan QR code.
Explore PayPlan by RBC. Loans are provided by RBC Ampli Inc. or Royal Bank of Canada, as applicable, and are subject to lending criteria.
Which should I choose?
Afterpay is for eligible online purchases paid in four installments. PayPlan by RBC offers a loan with monthly payments and can be used online or in store. Review the provider’s terms before applying or choosing a payment plan. For an overview of both options, see IKEA Canada’s financial services.
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