Financial services
At IKEA, we think everyone deserves a well-designed, functional home – and that paying for it shouldn’t be difficult.
That's why we offer flexible payment options that allow you to realize your dream home today.
Pay in 4 interest-free* payments with Afterpay | PayPlan by RBC™ | FAQ
Explore our financial service options
Four interest-free* payments with Afterpay
Afterpay allows you to split your purchase into four interest-free* payments.
The first payment is taken when the order is placed and the remaining three are automatically processed every two weeks.
Available for purchases between $50 and $1,000 including services and taxes.
Currently available for online purchases only.
PayPlan by RBC™
You can spread the cost of larger purchases over time with a PayPlan by RBC installment loan. Shop with confidence and manage your budget.
- Quick and easy application process
- No hidden fees or early repayment penalty
Learn more about PayPlan by RBC™
PayPlan by RBC installment loans are provided by RBC Ampli Inc., a wholly-owned subsidiary of Royal Bank of Canada.
Currently available at IKEA Burlington and Montreal locations only.
Frequently asked questions
With IKEA Financial Services, we give our customers access to simple and straightforward financing options so everyone can access a better life at home. As more and more retailers offer financial services, customers expect us at IKEA to also offer financial services solutions for their IKEA purchases.
Our Financial services are for all eligible customers entering a physical customer meeting point or visiting our website. It could be for large purchases, unexpected expenses, or simply to spread payments over time. You must be of the age of majority in your province or territory, a resident of Canada, and meet additional eligibility criteria to qualify.
You can use financial services on all our products except IKEA Food products purchased at the IKEA Swedish Food Market, IKEA Restaurant, IKEA Bistro, third-party services not billed by IKEA, and IKEA gift cards. Purchases with IKEA Kitchen Services installation are excluded.
Terms & conditions
® / ™ Trademark(s) of Royal Bank of Canada. Used under license.
PayPlan by RBC financing is provided by RBC Ampli Inc. , a wholly owned subsidiary of Royal Bank of Canada.
* You must be of the age of majority in your province or territory, a resident of Canada, and meet additional eligibility criteria to qualify. Click here for complete terms.