Payment options
At IKEA, we think everyone deserves a well-designed, functional home – and that paying for it shouldn’t be difficult. That’s why we have multiple payment options for in-store and online shopping, which you’ll find on this page.
In-store payment options | Online payment options | Four interest-free* payments with Afterpay | PayPlan by RBC™ | Financial services
In store payment options:
- IKEA Gift Cards
- Interac/Debit
- VISA
- MasterCard
- American Express
- PayPlan by RBC™
- JCB
- Discover
- Union Pay
- Cash
Online payment options:
- IKEA gift cards
- VISA credit and debit cards
- MasterCard credit and debit cards
- American Express
- Afterpay
- PayPlan by RBC™
- PayPal
- Apple Pay
- Google Pay
- By phone 1-866-866-4532
Financial services
At IKEA, we think everyone deserves a well-designed, functional home – and that paying for it shouldn’t be difficult. That's why we offer flexible payment options that allow you to realize your dream home today.
Four interest-free* payments with Afterpay
Afterpay allows you to split your purchase into four interest-free* payments.
The first payment is taken when the order is placed and the remaining three are automatically processed every two weeks.
Available for purchases between $50 and $2,000 including services and taxes.
Currently available for online purchases only.
PayPlan by RBC™
You can spread the cost of larger purchases over time with a PayPlan by RBC installment loan. Shop with confidence and manage your budget.
- Quick and easy application process
- No hidden fees or early repayment penalty
- When shopping in-store, simply look for the PayPlan by RBC QR code and scan it to get started
- When shopping online, choose PayPlan by RBC financing as your payment option at checkout
PayPlan by RBC installment loans are provided by RBC Ampli Inc., a wholly-owned subsidiary of Royal Bank of Canada.
Scan with the IKEA app and save time
Say goodbye to lineups! With the IKEA app you can scan your products on your mobile device and pay at a dedicated checkout when you’re ready to go.
How does it work? It’s easy, all you need to follow are these 3 simple steps:
- Download the IKEA app on your phone. Already have it? Once you are in store, scan the QR code at the entrance to activate the scanning tool and you can start shopping!
- Scan the products and place them in your bag or in a shopping cart.
- Scan the QR code at the dedicated checkouts and pay!