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Finance options

If you’ve found out how you want your dream home, but need some help spreading the cost, we can offer you a range of finance options to help you make your ideas a reality.

Instalment Payment Plan (IPP)

0% interest. 100% intersted?

IKEA has flexible payment options for purchases from as low as $250* to make it easy and affordable to get the home you dream of.


Simply inform the cashier that you would like to put your purchases on our Instalment Payment Plan. Valid for credit cards issued by DBS/POSB, OCBC, UOB, and American Express. 

0% Instalment Payment Plan (IPP) is available for the following period:

  • 6 months for a minimum $250
  • 12 months for a minimum $500
  • 24 months for a minimum $2,000


 Applies to the total purchase value of minimum $250 in a single receipt. Applicable for VISA, MASTERCARD and American Express from selected banks only.
*Terms and conditions apply.




For online purchases on this website, you can select to pay with our Instalment Payment Plan during checkout. Valid for credit cards issued by UOB, Amex and OCBC.