Finance options

Pictogram of a bankcard signifying finance.

Finance options

If you've found out how you’d like your dream home, but need some help spreading the cost out a little, we can offer you a range of finance options that help you make your ideas a reality.

Short Term (up to 5 months)

$1 - $1,000 over 2.5 months
$1,001 - $2,000 over 2.5 or 5 months

Weekly or fortnightly payments
No fees for 2.5 month term
$8 monthly fee for 5 month term

How to apply (Available in-store only)
Download the Humm app to get started

Long Term (12 to 50 months)*

$2,000 - $4,999 over 12 months
$5,000 - $50,000 over 50 months

How to apply
In-store – you can apply in-store at any of our planning desks

Online - apply for a card online, get approval, get your card (delivery within 7-10 working days) and start shopping online.

Over the phone - you can apply by calling 1300 115 533

*Approved applicants only. Fees, terms, conditions & minimum finance amount apply, incl $99 Annual Fee charged at the time the first debit is charged to your Skye Account and annually on the anniversary of that date. When you have met the Interest Free Criteria, the Annual Fee must be paid in full within the Interest Free Period or it will attract interest.

If you do not meet the Interest Free Criteria the Annual Fee will attract interest from the date the Annual Fee is debited to your Skye Account. Up to 110 days Interest Free on Skye Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the Skye Purchase Rate. Minimum monthly repayment required. Interest (charged at the Expired Promotional Rate) payable on outstanding balances after any Interest Free Period in relation to a Promotional Offer. See for current interest rates. Only available at Skye retail partners. Credit provided by FlexiCards Australia Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415. FlexiCards Australia is a subsidiary of FlexiGroup Limited.

Full terms and conditions