Financial Services
Give your home a new life with the help of our financing solutions. Making changes at home can be tricky if we spend more than anticipated. So, whether in-store, IKEA.pt or over the phone, shop and pay at your own pace, from 3x to 72x, with and without interest.
- Product information page
IKEA credit line. 48x with no interests.
From 15/10 to 15/12/2026.
IKEA Credit Line. Renovating your kitchen has never been easier.
48x with no interests. From 2900€.
APR 18,4%.
Find the product that suits your needs
IKEA Family credit card. APR 18,4%
- Ideal for those who shop at IKEA
- No card issuance fee
- Usable on Visa and Multibanco networks
- Credit limit up to 5.000€
IKEA credit line. APR 18,4%
- Ideal for any project at IKEA
- Credit limit from 1.500€ to 30.000€
- Use of the assigned credit limit for 4 months
- Payment options from 10x to 30x installments with no interest
3x with no costs
- Ideal for online purchases from 45€ to 1.200€
- Simple, fast and secure online registration
- No interest or charges (APR 0%)
- Refund in 3 months, with the possibility of early repayment
Enjoy the benefits
Simplicity
Whether you're applying for a credit card or a loan, our process is quick and easy.
Flexibility
It’s your home on your terms. Select how you pay and spread out your payments over time.
Affordability
With a flexible payment schedule, you can refresh that room right now.
Your business, your terms
Whether you’re overhauling your whole office or rethinking your at-home workspace, explore Financial Services for business and get a financing solution that gets you ready to do your best work yet.