Choose the best finance option that best fits your needs
IKEA Visa Credit Card
When you purchase on your IKEA Visa® Credit Card
- 5% back in rewards1
- $25 off your first IKEA purchase of $25 or more3
Open and use the IKEA Visa® Credit Card and receive a statement credit within 1-2 billing statements of account opening. Offer limited to online only at IKEA
IKEA Projekt Credit Card
When you purchase on your IKEA Projekt Credit Card
- No Annual Fee5
- 0% Interest on purchases of $500 or more for 6 months. After that, purchase APR of 21.99% when you use your IKEA Projekt Credit Card^
Buy Now, Pay Over Time with Afterpay
- Pay in 4 interest-free installments
- Or Pay Monthly over 6 or 12 months with interest (no late fees or interest on interest)
Slope instant business credit
Up to $150K in instant credit
- Net 30/60 day terms - 0% interest
- Wires payment solution available
Have more questions?
Get answers and learn more about IKEA Financial Services.
^Waived Interest, Payment Required plan: Interest will be charged to your Account from the end of the promotional period on any remaining promotional plan balance. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. Qualifying purchases will automatically be placed on a promotional plan. If purchase qualifies for more than one plan, it will be placed on the qualified plan with the longest promotional period. As of May 2025, terms for new Accounts: Purchase APR of 21.99%. Minimum interest charge is $3 in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.
1Offer is exclusive to IKEA Visa® Credit Card holders enrolled in the IKEA Visa Credit Card Rewards program. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/ikeavisa. IKEA purchases include IKEA installation services and TaskRabbit purchases.
3Cannot be combined with other offers. Valid one time only. The entire transaction amount after discount must be placed on the IKEA Visa® Credit Card. Exclusions: Prior purchases, payment on IKEA Visa credit Card accounts, IKEA gift cards, TaskRabbit assemble and IKEA installation services. If your online application is approved and you make a same day $25 or more qualifying purchase online, the $25 off First Purchase offer will be received as a statement credit within 1-2 billing statements. If your in-store application is approved and you make a same day $25 or more qualifying purchase in-store, the $25 off First Purchase offer will be automatically redeemed.
5For new accounts, as of May 2025: Purchase APR of 21.99%. Balance Transfer APR of 26.99%. Cash Advance APR of 23.99%. Minimum Interest Charge is $3. Balance Transfer Fee of the greater of $10 or 5% of the transfer. Cash Advance Fee of the greater of $10 or 5% of the advance.
Credit card offers are subject to credit approval.
IKEA Projekt Credit Card Accounts are issued by Comenity Capital Bank.
IKEA Visa® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.