Slope instant business credit
Buy Now, Pay Later—Built for Business
IKEA has partnered with Slope to offer buy now, pay later options for your business purchases. Get up to $150K in instant credit with Net 30 or 60 day terms -- 0% interest.
Who can apply?
- US businesses with an EIN or US Sole Proprietorships with an SSN
- Be in business for at least 1 year
- $85K+ in annual revenue
For businesses with less than $5M in annual revenue, a personal guarantee from a business owner or control person is required.
Turn your Slope credit line into cash and save 20%
IKEA has partnered with Slope to offer instant business credit. Activate the "Drawdown" feature in your account this Small Business Month and get 20% off on your first draw. Valid 5/1/26-5/31/26*
Enjoy the benefits
Big purchases, better flow
With Slope, you get what you need now and pay later without tying up your budget.
Finance that works like you do
Flexible terms and fast approvals help you plan ahead and keep moving.
Spend smart, stress less
0% financing means more breathing room for your business.
Pay back your way
Flexible payment options that work with your business.
How it works
1. Apply online
With a quick and easy application, you can start shopping on your own terms in 5 simple steps.
Apply now2. Get approved
Most credit decisions are made in seconds. Get up to $150k in instant credit.
3. Activate your virtual card
Once approved start shopping with your available funds right away—no waiting, just grab what you need and go.
4. Shop at IKEA
Explore our full range of products and services designed to meet your every need and use Slope to finance your purchase.
5. Pay over time
Choose the payment plan that fits your needs— 30 or 60 day terms —so you can manage your budget with ease and enjoy interest-free flexibility.
*20% Off First Draw Promotion: Valid May 1–31, 2026 for approved IKEA Business customers activating the Slope Drawdown feature for the first time. Discount applies to interest on the first cash draw only. Both activation and draw must occur during the Promotion Period. Not valid on subsequent draws. No promo code required — discount applied automatically. Slope is a financial technology company, not a bank. Business-purpose loans made by Lead Bank and subject to credit approval. Application and consent to obtain a personal credit report is required. Subject to minimum revenue and business requirements. Personal Guaranty may be required. Fees vary based on risk assessment and loan term.
*Eligibility not guaranteed. Slope is a financial technology company, not a bank. Business-purpose loans are originated by Lead Bank and subject to credit approval. Application and consent to obtain personal credit report is required. Subject to minimum revenue and business requirements. Personal Guaranty may be required. Fees vary based on risk assessment and loan term.