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Home Contents Insurance developed for IKEA customers​

Insure your home today



Online sign-up and claim handling


​$59 per year

All in one

Protects your home and loved ones

Designed to protect your home from unforeseen events.

The perfect offer to insure your precious home furnishing, appliances and personal belongings.

One thing that is unique about IKEA Home Insurance is we provide personal accident coverage for mishaps that happen at home. 

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Why do I need home contents insurance?

Building insurance is something that your condominium or HDB flat provides which covers the physical structure of the building in the event of fire or damage. ​Whereas home contents insurance protects your valuable belongings inside your home.

​​Building insurance and home contents insurance are two different policies. ​Ensure you have the proper protection. ​​

  • A burst pipe ruined my new kitchen! ​
    We cover up to $50K for renovations ​
  • Fire, flood or natural disaster caused me to lose my new home theatre system. ​
    We have home contents protection up to $50K ​
  • Nasty slip in the shower?
    ​We cover up to $50K for accidents at home. ​
  • Oops happened and damaged my neighbour’s home.
    ​We cover up to $500K for personal liability. ​
  • My house was broken into and my TV stolen.
    We cover up to $5K for burglary. ​

Home content & personal accident insurance ​​

Insure your property in Singapore with enhanced home insurance made the IKEA way. Get your home content, fire, personal accident and personal liability insurance created for IKEA, today! ​

IKEA Home Contents Insurance is a comprehensive home insurance policy designed to include everything you need as a homeowner, renter, or new family.

IKEA & Home Insurance

Creating a better everyday life for the many people is our vision. IKEA strives to provide quality and affordability.

Our Home Insurance product is no different, offering comprehensive coverage at an affordable price.

With additional benefits: 1000 IKEA Family bonus points (worth $10) when you renew your policy.  

Safeguarding your belongings and your peace of mind has never been so easy with Home contents insurance developed for IKEA customers. 

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  • If my home is covered under HDB Fire Insurance, can I still sign up for IKEA Home Insurance? ​
    Definitely! HDB Fire Insurance only covers the building structure, fixtures and fittings of your home. IKEA home contents insurance will complement HDB Fire Insurance that does not cover your belongings such as home contents and renovations. ​

    If my home is covered by bank mortgage or MCST fire Insurance, can I still sign up for IKEA Home Insurance? ​ 
    Generally, fire insurance under bank mortgage and MCST fire insurance protect the building structure, but not your belongings. This is a common misunderstanding that homeowners have.​ ​

    I rent an HDB flat, can I sign up for IKEA Home Insurance? ​
    IKEA home contents insurance is one simple and comprehensive plan for tenants, landlords or owners who wish to insure their residential properties of HDB flats, private apartments, condominiums or landed houses. ​​

    What are the circumstances where my Renovation and Contents will be covered? ​
    You are covered for the following Insured Events/Perils: fire, lightning, thunderbolt, domestic explosion; being hit by a third party object; theft or attempted theft accompanied by forcible entry; bursting or overflowing of domestic water tanks or pipes in your home; any natural disaster; riot, strike or malicious act by others.​​

    Does IKEA Home Insurance cover damage as a result of water seepage or leakage? ​
    Yes, subject to the root cause and your property has not been left unoccupied for more than 60 days before the damage take place.

    ​​What happens if a fire in my home damages my neighbour’s home and injures my neighbours? ​
    Fret not! You are covered for personal legal liability and Etiqa will help you to compensate your neighbour for disability, loss or damage of property, legal costs and expenses up to the sum insured limit.

    ​​Are rugs, mats and floorings covered?
    ​These items are considered part of Home Contents, which has a coverage limit of up to $50,000. ​

    Am I insured during construction, renovations, alterations or repairs?
    ​Please disclose in advance the details of any construction, renovation, alterations or repairs to your building where the estimated value of that work is more than $50,000. Unless the insurer agrees in writing, you won’t be covered during the course of any such work of this scale and your policy may be cancelled.​​

    Who should I inform if I want to make changes to my policy?​
    Few ways to do this, you can call or WhatsApp Etiqa Customer Care Centre at 6887 8777 or email Alternatively, you can also log on to Etiqa’s 24-hr TiqConnect Customer Portal.

    Who can I talk to more on this product and how do I make a claim? ​
    For more enquiry, you may contact Etiqa Customer Care Centre via Phone Call or WhatsApp at 6887 8777. Please submit your claims online or download the PDF claim form from Etiqa’s website. ​​

    What documents will I receive after successfully buying IKEA Home Insurance?​
    You will receive an email from Etiqa with a password protected Certificate of Insurance. You can also download IKEA Home Insurance Policy Wording from Etiqa’s website. ​​

    My IKEA Home Insurance is approaching its annual expiry date, what should I do to renew it?
    You will receive an email from Etiqa with a link to renew it in three (3) simple steps,  (i) input your IKEA Home Insurance Policy no.,  (ii) verify your Policy Details, and (iii) complete payment by entering your credit card details. In case your Policy Details have changed, you have the flexibility to do so when you're renewing.​​

    What are the additional perks that I can enjoy as an IKEA Family member? ​
    Starting from 03 January 2023, as long as you renew your IKEA Home Insurance for another year, you will receive 1000 IKEA Family points (worth $10) to offset your purchases at any IKEA Singapore stores. This makes IKEA Home Insurance even more affordable! The 1000 IKEA Family points will be automatically credited to your IKEA Family membership account sixty (60) days after you have renewed your policy.​​I did not enter my IKEA Family membership number during the purchase. 

    How can I update it now? 
    You can log on to Etiqa’s 24-hr TiqConnect Customer Portal to perform the update of your IKEA Family membership number​.

If you need more information or support, refer to these links:

This policy is underwritten by Etiqa Insurance Pte. Ltd (UEN201331905K). This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SIDC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that was covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA or SDIC web-sites ( or Information is accurate as at 10 November 2023.