Skip to main content
EN PTEnglish

What is the IKEA Credit Line and how does it work?

For the big changes at home. Do you want to renovate your kitchen or change the decor in your living room? The solution to make your big plans come true is the IKEA credit line.

With financing between €1,500 and €20,000, the IKEA credit line allows you to give new life to any room in your home. With all the pliability, you can split the larger purchases you make in IKEA stores or on IKEA

 You can join the IKEA credit line at any IKEA store, just by ensuring that you are an IKEA Family member. After approval of your IKEA credit line, you have 4 months to use the assigned credit limit and make the purchases you want.

To join the IKEA credit line, you must present the following supporting documents:

  •  Civil and tax identification document;
  •  Proof of IBAN in the name of the holder issued less than 90 days ago;
  •  Proof of income prior to the month of membership (e.g. 3 payslips);
  •  Proof of permanent address issued less than 90 days ago (e.g. receipt for water, electricity, communications or gas);
  •  Proof of tax address, if different from permanent address.

Discover the advantages of the IKEA credit line.

Credit line APR: 19.1%

Example for a credit limit of €1,500 paid over 12 months. TAN: 18.30%. Adhesion subject to approval. Check with the Oney Bank Branch in Portugal. IKEA Portugal - Móveis e Decoração Lda acts as a credit intermediary on an ancillary basis and without exclusivity.

 

What particular parts of our articles do you find unsatisfactory or unhelpful?

The text is confusing to understand

The text is not relevant to my question

The text is relevant but not helpful

The text is too long or too short

Thank you for your feedback!

Was the article not helpful? Try one of the related articles below.

  • How does the Oney 3x no-cost solution work?

    Your purchases in 3 installments free of charge. A simple, safe and free solution.

    Read more

  • How does IKEA support me in different financing options?

    We’ve made it even simpler for you to make your home truly yours.

    Read more

  • How to get an IKEA Family Oney Credit Card?

    As easy as dreaming up the perfect decoration for your home

    Read more