Why was I declined while applying for finance?
The decision for financing resides entirely with the bank. Please check with the bank staff for more details.
At IKEA, financing decisions are made by our partner bank. If your application was declined:
- The bank may have found issues with your credit profile or documentation.
- You may not have met the eligibility criteria set by the bank.
What You Can Do Next?
- Check your credit score and improve it if needed.
- Ensure all documents are accurate and complete—especially your PAN, Aadhaar, and address proof.
- Consider reapplying after addressing any flagged issues. Please speak directly with the bank staff.
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