I applied successfully for Interest Free Credit, will I get a physical card?
We issue virtual cards to support our vision to help the planet.
To support our vision to help the planet, we issue virtual cards. Your virtual card can be used at the tills in our stores and at the point of checkout online, to access the physical card log in to your Interest Free Credit account and use the virtual card details shown.
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Credit is provided by IKANO Bank and is available subject to status to UK residents aged 18 or over. Terms and Conditions apply.
Read moreYour loan amount and the virtual card are valid for 90 days. If you have not made use of the loan within 90 days, you will need to reapply.
Read moreIkano Bank need to carry out further checks before offering a final decision; they will be in touch to advise you of next steps.
Read moreYou can use the Interest Free Credit (IFC) on all our products, except IKEA Food products. You can use it to pay for delivery/collection and installation services too.
Read moreWe accept all major credit and debit cards, Apple and Android Pay, as well as IKEA Home Cards, Gift Cards and cash.
Read moreUnfortunately, decisions to decline customers from interest-free credit are made by Ikano alone. If you have any questions, please visit the IKEA Bank Help Centre.
Read more