You can use the Interest Free Credit (IFC) on all our products, except IKEA Food products purchased at the IKEA Swedish Food Market, IKEA Restaurant and IKEA Bistro.
Please note that installation and delivery/collection services can be included in the loan amount when applying for Interest Free Credit.
What products and services can I use the Interest Free Credit for?
You can use the Interest Free Credit (IFC) on all our products, except IKEA Food products. You can use it to pay for delivery/collection and installation services too.
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Credit is provided by IKANO Bank and is available subject to status to UK residents aged 18 or over. Terms and Conditions apply.
Read moreWe issue virtual cards to support our vision to help the planet.
Read moreWe accept all major credit and debit cards, Apple and Android Pay, as well as IKEA Home Cards, Gift Cards and cash.
Read moreWorried about keeping up with your payments? You can contact IKANO BANK directly for help and advice.
Read moreYour loan amount and the virtual card are valid for 90 days. If you have not made use of the loan within 90 days, you will need to reapply.
Read more