Finance options

At IKEA, we want to ensure that everyone can create a home that matches their style and personality, not just their budget. That’s why we offer you a range of finance options to help you make your dream home a reality.

Instalment Payment Plan (IPP)

0% interest. 100% interested?

We have flexible payment options from as low as RM500 to make it easy & affordable to get the home you dream of.

Online purchases

Our Instalment Payment Plan is now available for Maybank, Public Bank, CIMB Bank, Hong Leong Bank and HSBC Bank. Enjoy easy instalments over 6, 12, or 24 months. Simply add your items to your cart and select IPP at checkout!

6 months for a minimum of RM500. Valid for Maybank, Public Bank, CIMB Bank, Hong Leong Bank and HSBC Bank.
12 months for a minimum of RM1000. Valid for Maybank, Public Bank, CIMB Bank, Hong Leong Bank and HSBC Bank.
24 months for a minimum of RM1000. Valid for Maybank, Public Bank, CIMB Bank, Hong Leong Bank and HSBC Bank.

In-store purchases

Exclusively for RHB Bank, Maybank, Maybank American Express, CIMB Bank, Hong Leong Bank, HSBC Bank, UOB Bank and Affin Bank credit card holders.

6 months for a minimum of RM500. Valid for all participating banks.
12 months for a minimum of RM500. Valid for UOB Bank only.
12 months for a minimum of RM1000. Valid for all participating banks except for UOB Bank.
24 months for a minimum of RM1000. Valid for all participating banks.

^{*This applies to the total purchase value of a minimum of RM500 in a single receipt.}^{*Applicable for VISA and MASTERCARD from selected banks only.}^{*Terms and conditions apply.}

Frequently asked questions (FAQ)

Yes, we offer an instalment payment plan with 0% interest as below:

Online purchase

We only offer tenures of 6, 12 and 24 months to Maybank, Public Bank, CIMB Bank, Hong Leong Bank and HSBC Bank credit card holders.

6 months for a minimum of RM500. Valid for Maybank, Public Bank, CIMB Bank, Hong Leong Bank and HSBC Bank.

12 months for a minimum of RM1000. Valid for Maybank, Public Bank, CIMB Bank, Hong Leong Bank and HSBC Bank.

24 months for a minimum of RM1000. Valid for Maybank, Public Bank, CIMB Bank, Hong Leong Bank and HSBC Bank.

^{*You can apply for finance on all IKEA products (except IKEA Food), including your delivery/collection or kitchen installation.}

In-store purchase

Applicable for RHB Bank, Maybank, Maybank American Express, CIMB Bank, Hong Leong Bank, HSBC Bank, UOB Bank and Affin Bank credit card holders.

6 months for a minimum of RM500. Valid for all participating banks.

12 months for a minimum of RM500. Valid for UOB Bank only.

12 months for a minimum of RM1000. Valid for all participating banks except for UOB Bank.

24 months for a minimum of RM1000. Valid for all participating banks.

^{*Terms & conditions apply}^{*You can apply for finance options on all IKEA products (except IKEA Food), including your delivery/collection or kitchen installation.}