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Finance options

At IKEA, we want to ensure that everyone can create a home that matches their style and personality, not just their budget. That’s why we offer you a range of finance options to help you make your dream home a reality.


Instalment Payment Plan (IPP)

0% interest. 100% interested?

We have flexible payment options from as low as RM500 to make it easy & affordable to get the home you dream of.

Online purchases

Currently, we offer tenures of 6, 12 and 24 months to Maybank credit card holders with a minimum purchase of RM500.

Add your favourite items to your cart and choose our Instalment Payment Plan at checkout as per the image above. 

In-store purchases

Exclusively for RHB Bank, Maybank, Maybank American Express, CIMB Bank, Hong Leong Bank, HSBC Bank, UOB Bank and Affin Bank credit card holders.

  • 6 months for a minimum of RM500. Valid for all participating banks.

  • 12 months for a minimum of RM500. Valid for UOB Bank only.
  • 12 months for a minimum of RM1000. Valid for all participating banks except for UOB Bank.

  • 24 months for a minimum of RM1000. Valid for all participating banks.

*This applies to the total purchase value of a minimum of RM500 in a single receipt.
*Applicable for VISA and MASTERCARD from selected banks only.
*Terms and conditions apply.


Frequently asked questions (FAQ)

  • Yes, we offer an instalments payment plan with 0% interest as below:

    Online purchase

    We only offer tenures of 6, 12 and 24 months to Maybank credit card holders with a minimum purchase of RM500.

    *You can apply for finance on all IKEA products (except IKEA Food) and include your delivery/collection or kitchen installation. ​

    In-store purchase

    Applicable for RHB Bank, Maybank, Maybank American Express, CIMB Bank, Hong Leong Bank, HSBC Bank, UOB Bank and Affin Bank credit card holders.

    • 6 months for a minimum of RM500. Valid for all participating banks.

    • 12 months for a minimum of RM500. Valid for UOB Bank only.
    • 12 months for a minimum of RM1000. Valid for all participating banks except for UOB Bank.

    • 24 months for a minimum of RM1000. Valid for all participating banks.

    *Terms & conditions apply

    You can apply for finance options on all IKEA products (except IKEA Food) and include your delivery/collection or kitchen installation. ​

  • You can use it on all our products except IKEA Food products purchased at the Swedish Food Market, Swedish Restaurant and Swedish Bistro. Please note that installation and delivery/collection services can be included in the loan amount when applying for a loan.​​


Delivery service

We deliver straight to your doorstep

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Click & Collect

Orders that you pick up yourself

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Assembly

We can build your IKEA furniture for you

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