We offer interest-free credit (0% APR Representative) in all areas of the store. Take advantage of our 12-month interest-free credit option available when you spend £600 or more, our 24-month option available when you spend £1,200 or more or our 36-month option available when you spend £1,800 or more.
Terms and conditions apply
Interest bearing loan
When you take out an interest bearing loan (7.9% APR Representative), to purchase your IKEA furniture, you can spread the cost over 12, 24, 36, 48 or 60 months with fixed payments. You can borrow from as little as £300 at a representative 7.9% APR (7.6% interest fixed) and there are no hidden set-up, arrangement or early settlement fees, so you know exactly what you will repay.
See examples and Terms and Conditions
You can also finance the cost of installation - for more information, talk to a co-worker in the store. Please note, the finance option threshold you qualify for is determined by the purchase price of your IKEA product(s) only, the cost of installation will not be taken into account.
Finance options may differ in stores. For more information, please speak to a co-worker in store. Currently not available for online purchases.