Skip to main content

Slope instant business credit

Apply now

Buy Now, Pay Later—Built for Business

IKEA has partnered with Slope to offer buy now, pay later options for your business purchases. Get up to $150K in instant credit with Net 30 or 60 day terms -- 0% interest.

Who can apply?

  • US businesses with an EIN or US Sole Proprietorships with an SSN
  • Be in business for at least 1 year
  • $85K+ in annual revenue
    For businesses with less than $5M in annual revenue, a personal guarantee from a business owner or control person is required.
Apply now

Enjoy the benefits

Big purchases, better flow


With Slope, you get what you need now
and pay later without tying up your budget.

Finance that works like you do


Flexible terms and fast approvals help you
plan ahead and keep moving.

Spend smart, stress less


0% financing means more breathing room
for your business.

Pay back your way


Flexible payment options that work with your business.

How it works

1. Apply online

With a quick and easy application, you can start shopping on your own terms in 5 simple steps.

Apply now

2. Get approved

Most credit decisions are made in seconds. Get up to $150k in instant credit.

3. Activate your virtual card

Once approved start shopping with your available funds right away—no waiting, just grab what you need and go.

4. Shop at IKEA

Explore our full range of products and services designed to meet your every need and use Slope to finance your purchase.

5. Pay over time

Choose the payment plan that fits your needs— 30 or 60 day terms —so you can manage your budget with ease and enjoy interest-free flexibility.

*Eligibility not guaranteed. Slope is a financial technology company, not a bank. Business-purpose loans are originated by Lead Bank and subject to credit approval. Application and consent to obtain personal credit report is required. Subject to minimum revenue and business requirements. Personal Guaranty may be required. Fees vary based on risk assessment and loan term.