What’s the difference between the IKEA Visa credit card and the IKEA Projekt credit card?

The IKEA Visa credit card is a credit card that can be used at IKEA and anywhere else Visa is accepted. If you are approved, you’ll earn:

• 5% back in rewards on IKEA USA purchases
• 3% back in rewards on dining, grocery, and utility purchases
• 1% back in rewards anywhere else you use the IKEA Visa credit card

The IKEA Projekt card is a credit card that can only be used at IKEA USA. The IKEA Projekt card offers 6, 12, and 24-month promotional financing:

• There is a minimum purchase of $500 for a 6-month plan
• There is a minimum purchase of $1,000 for a 12-month plan
• There is a minimum purchase of  $2,500 for a 24-month plan

This makes the IKEA Projekt card a great solution to fit your large project needs.