How do IKEA Finansiering Lån work?
With IKEA Finansiering Lån, you can split the payment of both small and large interior design projects. Borrow up to 200,000 SEK without interest and make your purchases online or in one of our IKEA stores. You can also apply for a loan of 20,000 - 200,000 SEK at a low interest rate.
Apply for IKEA Finansiering Lån - on this page, there is a video with instructions that you can watch before you apply so that you can prepare yourself with all the information you need even before you fill in the application. Keep in mind that you need to identify yourself with BankID to apply and that it can be good to have information about your income and any loans ready.
When you apply for IKEA Finansiering Lån, your application goes through a credit check, which is done to ensure that you have the financial means to repay any credit.
How does the instalment of IKEA Finansiering Lån work?
IKEA Finansiering Lån offers monthly instalments via direct debit, but it's also possible to pay in more than the set amount and to pay off the entire remaining debt early.
You can choose to split your payment over 3, 10, 20, 30, or 48 months. The effective interest rate and any applicable fees depend on the selected payment period. You can calculate your monthly cost before applying to get an estimate of the amount of your monthly installment.
To manage your payments and keep track of how much you have left to spend, download the IKEA Financing app.
Contact Ikano Bank to receive the correct settlement amount, outstanding principal, and accrued interest for your specific IKEA Finansiering Lån.
How do I find the expiration date of my IKEA Finansiering Lån?
To find the expiry date of your IKEA Finansiering Lån, you need to log in to "My pages" at Ikano Bank. There you will see all the information about your loan, including the expiration date.
Here's how:
- Go to Ikano Bank: "My pages".
- Log in with mobile BankID.
- Navigate to your loan overview: There you will find the expiration date.
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