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Payment options

At IKEA, we think everyone deserves a well-designed, functional home – and that paying for it shouldn’t be difficult. That’s why we have multiple payment options for in-store and online shopping.

How to pay at IKEA Ways to payPayment terms and conditions | Frequently Asked Questions

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How to pay at IKEA

Whether you’re buying a new kitchen or just an IKEA hot dog, there are plenty of payment options. Which one is best for you depends on where you’re shopping – and what you’re buying. ​

Paying at an IKEA store

We accept all major credit cards, mobile payments like Apple Pay or Google Pay, and cash for instant payments in our stores. You can also use an IKEA Gift card, an IKEA Refund card, a One4all or Me2You gift card when shopping in-store. You can also pay using our Pay in 3 interest-free instalments service.

Paying at IKEA.com

Our online payment options are simple and secure. We accept all major credit cards (VISA, Mastercard and American Express), Google Pay and Apple Pay. You can also use an IKEA Gift & Refund card, PayPal, pre-paid cards such as One4all and Me2You gift cards to complete your purchase. You can also pay using our Pay in 3 interest-free instalments service.

Paying on the IKEA app

You can securely pay through the IKEA app using all major credit cards, PayPal, Apple Pay, IKEA Gift cards & IKEA Refund cards and One4all pre-paid cards.


Ways to pay


Payment terms and conditions

The terms and conditions of your payment depend on which payment method you use.


Frequently asked questions

Some of your payment options-related questions will be covered on our IKEA Family page. All the other questions we’re asked most often about payments are covered here.