Payment options

We accept the following cards when making an IKEA payment online and in store:

• Mastercard
• Maestro
• Visa

1. We accept cash payments at our IKEA stores but find that many of our customers prefer to pay digitally.
2. While we can’t accept cash at our stores, we’re sure we can find a solution for you with so many other ways to pay.
3. For items up to the value of 270 000 Kč, we accept cash payments at our IKEA stores. If you’re hoping to take home something bigger, we recommend a credit card, mobile payment, IKEA credit card payment or setting up an IKEA payment plan with our finance services.

You can use an IKEA Gift card’s value in full or as partial payment towards something you really love. Just scan or enter the card details by selecting ‘pay with gift card’ when prompted at checkout.

If you’ve been given an IKEA digital refund or refund card, you can can use it to pay in store or online when you find the thing you really want. Just scan or enter the card details by selecting ‘pay with gift/refund/voucher card’ on till when prompted at checkout in store. For online purchase choose ‘Add an IKEA gift/refund card’ when prompted at checkout in web.

If you bought a chocolate Advent calendar or a Christmas tree at IKEA, you received discount cards. You can use these cards at any cash desk in IKEA stores. The cards are time limited. You can find their validity on their back side.

Terms of use of the discount card 

The discount card can be used at all checkouts in the IKEA store in the country in which the card was issued, the card cannot be used abroad. The card can only be used to pay for goods, not services. If you wish to apply a card to an order, please let us know in advance when creating the order. The value on the card cannot be exchanged for cash or any cash equivalent. 

​With our financial services, there’s always more than one way to pay. If you’re ready to make your house a home but need a helping hand, our finance services offer a more flexible way to pay with an IKEA payment plan.

​Make secure payments with PayPal when shopping online.

At IKEA Swedish Restaurant it is also possible to pay with Ticket Restaurant and Sodexo Gastro Pass meal vouchers and cards.

At IKEA, children from 1 to 15 years of age can shop for special children’s banknotes – Elk money.

​Check the information you’ve entered matches that on the card. If you still have problems, contact your bank or card issuer to find out why your transaction was denied.

​If you’re a non-EU resident, business owner shopping abroad, international student, NATO military employee or diplomat, and you purchased something from IKEA in an EU country, you’re entitled to a VAT refund. Please check what the procedures are in your country of residence with your local tax authorities.