Finance services

Pay in 3 interest-free instalments

You can now spread your payment into three equal monthly instalments. The first payment is due at the checkout, with the remaining two instalments paid 30 days and 60 days later, respectively.

Buy now, pay in 3 instalments
0% interest
For orders between €99 - €1,000

How does it work?

Create your shopping list. Remember to include any additional services you'd like to use such as installation, delivery or collection. We will automatically add €100 to your application to cover these charges, however, you will only repay the amount you use.
Complete your application by sharing a few details about yourself. Have your credit/debit card nearby.
You’ll receive a virtual card once your application is approved. Use this virtual card in the checkout to complete your purchase.

Apply for instalments

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General Terms and Conditions

By proceeding with your application to the Split Payment program you agree to Jifiti’s Terms & Conditions. You consent to Jifiti’s use of any information you provide in order to determine your eligibility for the program and to support your repayment plan.

Frequently asked questions

You can contact the support team in many ways, they can be seen here: Contact us | Customer Services UK - IKEA Ireland. Alternatively, please speak to a co-worker in your nearest unit.

If they are unable to resolve your complaint, you may refer your complaint to the Financial Services and Pension Ombudsman (FPSO). The FPSO is independent and free service to complainants and there is no cost for bringing a complaint to the FPSO. More information can be found on the FPSO Website.

You may also contact the FPSO by postal mail or personally:

The Financial Services and Pension Ombudsman, Lincoln House, Lincoln Place, Dublin

Phone: + 353 567 7000

Email: [email protected]
You can either return the product to an IKEA store within Ireland or contact our customer support centre who will be happy to assist in the return of your product. A refund will then be processed to the virtual card resulting in a lower final payment(s). If you have already paid off your instalments, a refund will be processed back to the original credit/debit card linked to your virtual card used to pay the 3 instalments.