Payment options

We accept the following cards when making an IKEA payment online and in store:

• Mastercard
• Maestro
• Visa
• Visa Debit
• Amex

We accept cash payments at our IKEA stores but find that many of our customers prefer to pay digitally.

You can use an IKEA Gift card’s value in full or as partial payment towards something you really love. Just scan or enter the card details by selecting ‘pay with gift card’ when prompted at checkout.

​If you’ve been given an IKEA Refund card, you can use it to pay in store or online when you find the thing you really want. Just scan or enter the card details by selecting ‘pay with gift card’ when prompted at checkout.

Make your dream home fit your budget. You can now spread your payment into three equal monthly instalments for orders between €99 - €1,000. The first payment is due at at checkout, with the remaining two instalments paid 30 days and 60 days later, respectively.

We accept the following mobile payment methods:

• Google Pay (in-store)
• Apple Pay (in-store and online)
• Samsung Pay (in-store)

​Make secure payments with PayPal when shopping online or on the IKEA app.

Unfortunately, we do not offer any finance, however we offer our pay in instalments service. 

You can now spread your payment into three equal interest-free monthly instalments for orders between €99 - €1,000.

In-store - We are pleased to accept all major credit and debit cards including VISA, VISA Electron, Mastercard and Maestro. You can pay using your payment card, or we accept Apple Pay and Android Pay. We also accept IKEA Gift cards, IKEA Refund cards, One4all gift cards and cash. We do not accept cheques. You can also pay using our Pay in 3 interest-free instalments service.

Online - We accept all major credit and debit cards including VISA, VISA Electron, Mastercard, Maestro and American Express. We also accept IKEA Gift cards , Apple Pay and PayPal payments. You can also pay using our Pay in 3 interest-free instalments service.

The IKEA Home card was a payment card previously offered by IKEA UK. Existing holders may still use their cards in UK stores. We do not accept payments with IKEA Home Card in Ireland.

When you are ready to proceed to the checkout, follow the steps given so that we can confirm all your details, including payment authorisation. We will then acknowledge your order by email.

These are schemes that have been introduced by card issuers to help in the fight against online fraud and IKEA is now participating in these schemes along with a growing number of retailers. To verify your transaction you will be asked to enter your 3d Secure password. If you haven't already done so, you will need to register for 'Verified by Visa', 'Mastercard SecureCode' or ‘Amex SafeKey’ with your debit/credit card issuer.

You can register either by visiting the card issuer's website directly or simply by placing an order online. You will automatically be referred to your card issuer's website to register during the checkout process. If you encounter problems with registration, please contact your card issuing bank directly.

Once you have registered, whenever you shop online with any retailer that shows the 'Verified by Visa', 'Mastercard SecureCode' or ‘Amex SafeKey’ logos, you will have one more step in the shopping process. You will be taken to their debit/credit card issuers' website to enter your password before you are returned the checkout and complete the purchase. This ensures that only the person who enters the correct password should be able to shop online using your card.

If you have checked the details you have entered and your billing address details match with those your card is registered to, then you should contact your card issuer or bank to find out why the transaction has been declined. We will only decline the transaction on the advice of the issuing bank, and we are unable to provide any details or reasons for this happening.

If you are purchasing goods in an IKEA Store you are entitled to claim a VAT refund when you are either:

• Non-EU resident
• Registered for VAT in the EU, other than the UK.

Non-EU resident

If you are exporting purchases outside the EU you may be entitled to a VAT refund. If you are shipping the goods as freight please request an IKEA ‘VAT refund for export outside the EU’ notice. If you are taking the goods with you as onboard luggage, you must request a ‘TaxFreeWorldwide’ receipt.

Customers registered for VAT in the EU, other than the UK

If you are dispatching purchases back to an EU country where you are registered for VAT, please request either an IKEA ‘VAT refunds for overseas businesses elsewhere in the EU’ or for Irish customers, ‘VAT refunds for businesses in the Republic of Ireland’. Please note that refunds can only be made to the persons who originally purchased the goods and cannot be made to any UK residents. The notices will request evidence to qualify for a refund. IKEA must receive all necessary evidence within 3 months of the date of your purchase. If you are purchasing goods online via the IKEA website to be shipped directly abroad, then you may be able to claim back the VAT on the goods (VAT cannot be claimed for the delivery charges). You will receive a VAT receipt after placing your online order. This will be received in a separate email shortly after you receive your order confirmation email.

For more information visit https://www.revenue.ie/en/vat/index.aspx.