Financing options for your home

• You must be at least 18 years old.  
• You must be registered in the population register in Sweden.  
• You must have a taxable income in Sweden of at least 160,000:- per year.  
• You must not have any payment remarks.  
• You need to use BankID to identify yourself and sign the agreement. 

• Open for purchases for 90 days
  Once your loan has been approved, you have 90 days to make home furnishing purchases from IKEA. Your monthly cost and repayment period are based on your choices during the application. If you don't utilize your entire credit limit during the 90 days, the repayment period may be shorter, but the monthly cost remains unchanged.
• Easy to use and manage
  With the IKEA Financing app, it's easy to use and manage your approved credit. View your credit balance, all your transactions, and your digital card. You can also manage your loan by logging into My pages at Ikano Bank. (By clicking the link, you will be redirected to a Swedish website.)
• Even repayment
  For a larger interior design project, planning for all costs can be challenging. With the loan, you get even repayment with the same amount each month. You can always repay your loan at a faster pace if you wish, and it won't cost you anything extra.
• Pay with direct debit
  With direct debit, your payments are handled automatically every month. You just need to ensure that you have funds in your account. 
• No extra fees
  In addition to the fixed interest, no extra fees are added to your loan. We don't charge an establishment fee, and with direct debit payment, you avoid statement fees.

General terms and SEKKI
^{By clicking the link above, you will be redirected to a Swedish website.}

In collaboration with Ikano Bank AB (publ), we offer financing for both large and small interior projects. Ikano Bank was started in Sweden, just like IKEA, to provide a good everyday alternative for the "many people." We opened our doors in 1995 and are present in eight countries today. Ikano Bank is part of the Ikano Group owned by the Kamprad family.