Finance Services

You don’t have to pay it all at once

If you've found out how you would like your dream home, but need some help spreading the cost, we can offer you a range of finance options to help you make your ideas a reality.

Explore our financing options for your home

Buy now pay later | 0% interest installment plan (banks)

No credit card? No problem!

Use Tabby or Tamara for your purchase payable within 4 months.

Pay via Tabby upon checkout

0% interest installment plan.
Minimum value: SR 99.
Maximum value: SR 5,000.
4 interest-free installments.
Pay 25% now and the rest over 3 months.
Sign up in less than 2 minutes with just your ID and mobile number, and avoid lengthy approval processes.

Tabby terms & conditions

Pay via Emkan finance

Debt Burden Ratio (DBR) 45%
Interest rate starts from 0.67% up to 1.25% monthly
Installment on 12 , 24 & 36 months
Finance amount SR 1,500 - SR 80,000
Ability to apply online or through the EMKAN office in IKEA stores
No need to upload any documents
Approval within 3-5 minutes

Apply here

Pay via Tamara upon checkout

0% interest installment plan.
Minimum value: SR 99.
Maximum value: SR 20,000.
Up to 24 installments
Pay 25% now and the rest up to 24 payments.
Sign up in less than 2 minutes with just your ID and mobile number, and avoid lengthy approval processes.

Tamara terms & conditions

Pay via Baseeta by Tasheel finance

Great rates and flexible tenure options:
Finance amount SR 2,000 up to SR 60,000
Ability to apply online or through the Tasheel office in all stores
Instant approval on the finance application
No guarantor or salary transfer required
The installment sales finance is shariah-compliant

Apply here

Enjoy the benefits

No Fees

Zero interest and no hidden fees.

No credit card?

No problem! Use any debit card to repay.

Quick and easy

Simply verify your details and complete your checkout.

0% interest installment plan (Banks)

If you are a credit card user from the below-listed banks, you can enjoy 0% installments for up to 12 months on your purchases of SR 1,000 and above from IKEA.

Contact your bank to know more about the plan and how to activate it.