Monthly payments
With monthly payments, you can split your purchase into smaller monthly payments at an interest rate of 8.9%. This option is available for purchases between 1,500 kr and 250,000 kr.
What is the difference between monthly payments and buy now, pay later?
With the IKEA Card, you can choose between monthly payments (split your purchase into smaller monthly payments) or buy now, pay later (defer payment for 6 or 12 months for a fixed fee). Both options are available for purchases over 1,500 kr.
- No fees associated with the monthly payments
- Repayment period depends on the purchase amount
- Maximum repayment time is 33 months
Buy now, pay later
With buy now, pay later, you can defer payment for up to 12 months interest-free for a fixed deferral fee:
- 6 months: 399 kr
- 12 months: 899 kr
After the deferral period, standard terms apply.
Price example: 35,000 kr over 12 months gives an effective interest rate of 22.32%. Cost: 4,181 kr. Total: 39,181 kr.
Read more here (in Norwegian)
Price example: 35,000 kr over 12 months gives an effective interest rate of 22.32%. Cost: 4,181 kr. Total: 39,181 kr.
Read more here (in Norwegian)
How do I choose?
You select monthly payments or buy now, pay later on My Pages at Ikano Bank after your purchase.