Payment options
At IKEA, we think everyone deserves a well-designed, functional home – and that paying for it shouldn’t be difficult. That’s why we have multiple payment options for in-store and online shopping, including financial services for when you need a little extra help, which you’ll find on this page.
How to pay at IKEA
Whether you’re buying a new kitchen or just an IKEA hot dog, there are plenty of payment options. Which one is the best for you depends on where you’re shopping – and what you’re buying.
Paying at an IKEA store
You can pay by cash, major credit cards, e-money, code payments and IKEA gift/return cards in IKEA stores. We also offer an installment payment service for large purchases and corporate bill payment.
*Various gift certificates and gift vouchers cannot be used.
Paying at IKEA online store/ IKEA app
Major credit cards, IKEA gift/return cards and PayPay are accepted in IKEA online store and IKEA app. Apple Pay is also available on IKEA App (iOS) and Safari browser.
EMV 3D secure Information
We have implemented the cardholder authentication service 3D Secure 2.0 sequentially from June 2024 to provide our customers with a safer and more secure way to use our website. If you have not registered for the "3D Secure 2.0" service, you may not be able to use your credit card on this site. If you encounter problems with registration or verification, please contact your card issuing bank directly.
You can find more details here.
Phone service
Phone service offers different payment methods for individual and corporate customers.
Individual customers: credit card only
Corporate customers: credit card or invoice payment
*We have implemented the cardholder authentication service 3D Secure 2.0 for credit card payment.
Credit Cards
Accepted at: IKEA stores, IKEA Online store
*UnionPay cards can only be used at IKEA stores.
*Apple Pay is also available on IKEA Online store.
*Cardholder authentication service 3D Secure 2.0 is implemented sequentially from June 2024 for IKEA Online store.
Code payment
Accepted at: IKEA stores
* PayPay is also available on IKEA online store.
Electronic money
Accepted at: IKEA stores
*PiTaPa is not accepted.
IKEA Gift card
Accepted at: IKEA stores, IKEA Online store
With an IKEA Gift Card/Return Card, you can use the charged amount to purchase your favourite products at IKEA shops and the online store.
Shopping credit
Accepted at: IKEA stores
Shopping credit is available for large purchases at IKEA stores and can be paid in instalments.
No extra charge for IKEA Family members for up to 24 instalments.
IKEA for Business invoice payment
Accepted at: IKEA stores, Phone sale service, IKEA online stores
As a card member, you can pay for your purchases via bank transfer according to the invoice issued later. The invoice payment card can be easily applied for online.