IKEA loan
Pay for either small or large purchases in installments. You can get an IKEA loan from 100,- to 25 000,- without guarantors. The loan is available to you to make purchases for 3 months from the date of the loan decision. Apply for IKEA loan now!
- With an IKEA loan, you can shop at IKEA Finland locations and online store when it suits you.
- No opening or monthly fees. Fixed interest rate 14,9% without reference rate, no hidden costs.
- With an IKEA loan, you always get 3 months interest-free payment period for all purchases from the granting of the loan.
- Loan period 3 - 96 months. Repayment in equal monthly instalments. The credit is granted by Ikano Bank AB (publ.) Finnish branch.
Read the accessibility statement of the IKEA loan (statement available in Finnish and link opens to new window)
The interest rate on the loan is 14,9%. The actual annual interest rate, which takes all costs into account, is 15.96% (1.10.2024) calculated for an average loan of 1 000,-. The total amount of the loan to be paid, including interest and costs, is 1 082,52 assuming a maturity of one year.
How it works
Evaluate
Make a shopping list and remember to add delivery, recycling, and assembly services.
Search
Complete the online application (in Finnish) at your convenience. You’ll receive a loan decision once your application has been reviewed.
Buy
Once your loan application is approved, sign your application and you will have up to 90 days to access the credit you are applying for at an office or online.