IKEA loan
Pay for either small or large purchases in installments. You can get an IKEA loan from 100,- to 25 000,- without guarantors. The loan is available to you to make purchases for 3 months from the date of the loan decision.
- With an IKEA loan, you can shop at IKEA Finland locations and online store when it suits you.
- No opening or monthly fees. Fixed interest rate 14,9% without reference rate, no hidden costs.
- With an IKEA loan, you always get 3 months interest-free payment period for all purchases from the granting of the loan.
- Loan period 3 - 96 months. Repayment in equal monthly instalments. The credit is granted by Ikano Bank AB (publ.) Finnish branch.
You'll be redirected to IKANO Bank, our funding partner's page.
The interest rate on the loan is 14,9%. The actual annual interest rate, which takes all costs into account, is 15.96% (1.9.2023) calculated for an average loan of 1 000,-. The total amount of the loan to be paid, including interest and costs, is 1 082,52 assuming a maturity of one year.
How it works
Evaluate
Make a shopping list and remember to add delivery, recycling, and assembly services. Then use the calculator to estimate the monthly installment.
Search
Fill out an easy and fast application online. You will receive a loan decision in minutes!
Buy
Once your loan application is approved, sign your application and you will have up to 90 days to access the credit you are applying for at an office or online.