Financial services
Make your design plans real. Choose the most suitable financing option for you and pay for your purchases in the installments of your choice. With our financial services, you can shop from IKEA Stores, Plan & Order Points and Online at your convenience.
Our range of financial services includes options for both consumers and businesses. Find the financing option that suits your needs and enjoy the benefits.
Find the financing option that's right for you
IKEA loan
- Suitable for small purchases as well as for renewing the entire interior or renovating the kitchen
- Loan period 3–96 months
- When paying with an IKEA loan, you always get 3 months interest-free payment period from granting the loan
You will be redirected to IKANO Bank, our funding partner's page.
Hei card
- Pay flexibly in installments that suit you
- No annual fee
- An average of of 30-day interest-free payment period
You will be redirected to IKANO Bank, our funding partner's page.
Enjoy the benefits of financing
Simple
When applying for credit, you'll follow a step-by-step process designed to support your purchase planning.
Flexible
Choose a payment option that suits your needs and spread the cost of your purchase over time
Affordable
Flexible payment schedules allow you to manage the cost of your home purchases in a way that fits your budget.
For businesses
IKEA for Business Account
- Up to 30 days payment period
- Personalized invoice for purchases for accounting purposes
- You can buy by invoice in a department store, online store and from a business seller by email or phone
- More benefits to your company with IKEA Business Network membership.
IKEA Leasing
- Flexible contract period 12-60 months
- Fixed rent
- Suitable financing even for a small office