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What should I know when paying a large amount at IKEA by credit or debit card?

Find out what to consider when paying a large amount at IKEA by credit or debit card, including card limits and tips to help ensure your payment is approved.

When paying by credit or debit card, higher-value transactions may sometimes be declined. This is usually due to security limits set by your bank.

Why might your payment be declined?

Most credit and debit cards have security limits, such as:
  • a daily or weekly spending limit
  • an online payment limit
  • additional approval requirements for high-value transactions
If the relevant limit is exceeded, the payment may not be completed.

What can you do in advance?

  • Check your current card limit with your bank
  • Increase the limit temporarily or permanently, if necessary
  • Many banks allow you to adjust your limit directly in online or mobile banking

Tip

If your card payment does not work, you can choose another available IKEA payment method, such as an online bank transfer or voucher, depending on your order.
 

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