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Introducing Atome

A person points to a thumbnail of a bed frame on an iPad with an Apple pencil. The iPad shows a list of bed frames on a product category webpage.

Shop online, pay later with Atome.

Shop on or the IKEA Shopping app, and split your purchases into three interest-free payments with Atome!​

Download the app

Frequently asked questions

  • Atome is a payment service provider that allows IKEA customers to split their and IKEA shopping app purchases into three (3) equal, interest-free payments.

  • When checking out via the website at or the IKEA Shopping app, select Atome as your payment method. You'll pay the first instalment at the time of purchase and the remaining two over the next two months.

    You need to be at least 18 years old, have a valid Singapore-issued credit or debit card, and an Atome account.

  • There is no minimum spending limit, and there are different maximum spending for each type of payment card:

    • Credit card: SGD 3,000
    • Debit card: SGD 1,000
  • Atome is only available for online purchases via and the IKEA shopping app. It is not applicable for in-store purchases.

  • Yes, you can return items bought from IKEA Singapore, that you have paid via Atome. If you successfully return the item to IKEA Singapore, Atome will update the changes in your account accordingly. 

  • Atome is completely interest-free. As long as you make your payments on time, you will not be charged any additional costs. 

  • If you miss an instalment payment, Atome may charge a late payment fee. It's important to ensure that you have sufficient funds in your account to avoid any penalties.

  • If you are facing issues after these conditions, you should contact Atome directly –

    • After selecting Atome as the payment option,
    • After clicking the "placed order" button, and
    • After being directed to Atome’s payment portal

    If you are unable to select Atome as the payment option on the checkout page, you should contact IKEA Singapore.

  • If you have any questions or require assistance with your Atome account, please reach out to Atome's customer support team. They can provide you with the help and information you need for your account.