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Special financing when you
use the IKEA Projekt card:

  • 4.99% for 60 months,
    after that 21.99%
    standard purchase APR*

  • Equal monthly payments

  • $5,000 minimum purchase

*Any IKEA product purchase greater than or equal to $5,000 will automatically be placed on this plan. If the balance is not paid in full in 60 months or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard purchase APR of 21.99%. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded up to the nearest $1.00); or $5. See store associate for details. IKEA Projekt credit card accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $30. Minimum Interest Charge is $2 per credit plan. Subject to credit approval. See your first billing statement showing the purchase for opt-out details.

**Standard purchase APR of 21.99%. Minimum Interest Charge
is $2 per credit plan.

Already have an IKEA Projekt card account? Manage your account here.

Your IKEA Projekt card can be used at IKEA stores and on product purchases.

Yes, special financing is available on purchases of $5,000 or more. See above for details on the 60 month special financing plan.

No, the IKEA Projekt card can only be applied to IKEA product purchases.

Yes, you can get pre-qualified for the IKEA Projekt card without applying. Pre-qualification is only a soft inquiry on your credit. If you then choose to apply, that is a hard inquiry. Click here to get pre-qualified.

Once approved, you will receive your IKEA Projekt card in the mail in approximately 10 business days. If you apply and are approved in-store you may receive a temporary card to use at that time.

Call 866-337-5539 (TDD/TTY: 1-888-819-1918) for the IKEA Projekt card customer service line.