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Finance Service
If you have plans to buy home furnishing products to complete or decorate your home but need help in managing finances, we can offer a range of financing options so that your plan can be realized.

Financing Plan

The partnership between IKEA with Home Credit and SPEKTRA allows you to apply for loans ranging from Rp 1 million to Rp 50 million to purchase any IKEA products. You can also choose the installment period from 12, 18, 24, 30 or 36 months, with an affordable monthly fixed value.
IKEA has flexible payment options that make it easy and affordable to furnish the home of your dreams. Simply inform the cashier that you would like to put your purchases on an Installment Payment Plan (IPP).

Applies to total purchase value of minimum requirement in a single receipt.
Applicable for VISA and MASTERCARD from selected banks only.
*Terms and conditions apply.
**Permata Bank card holders must contact their banks before committing with the 3 month installment program.
Contact us for more information.
Pay with ease
0% Installment
Payment Plan
Credit Card
Permata Bank
BCA Mandiri Bank
3 months
Rp 500.000,-
Rp 500.000,-
Rp 500.000,-
6 months
12 months