Payment options
At IKEA, we think everyone deserves a well-designed, functional home – and that paying for it shouldn’t be difficult. That’s why we have multiple payment options for in-store and online shopping, including financial services for when you need a little extra help, which you’ll find on this page.
How to pay at IKEA | Ways to pay | Payment terms and conditions | Frequently Asked Questions

How to pay at IKEA
Whether you’re buying a new kitchen or just an IKEA hot dog, there are plenty of payment options. Which one is the best for you depends on where you’re shopping – and what you’re buying.
Paying at an IKEA store
We accept all major credit cards, mobile payments like Apple Pay or Google Pay. We also accept cash for instant payments in our stores. But we know that sometimes, you need help bringing your dreams to life. That’s why we offer financial services and value cards, such as the IKEA for business payment card, IKEA Home card and IKEA Gift & Refund cards, which you can use when shopping in store. We also accept One4all gift cards and Love2shop Mastercards.
Paying at IKEA.com
Our online payment options are simple and secure. We accept all major credit cards (VISA, Mastercard and American Express), Google Pay and Apple Pay. You can also use an IKEA Gift & Refund card, PayPal, pre-paid cards such One4all gift cards or Love2shop Mastercards, IKEA Financial services or an IKEA for Business payment card to complete your purchase.
Paying on the IKEA app
You can securely pay through the IKEA app using all major credit cards, IKEA Financial services , IKEA Gift & Refund cards, Love2shop and One4all pre-paid cards, and mobile payments like Apple Pay, Google Pay and PayPal.
Ways to pay
Payment terms and conditions
The terms and conditions of your payment depend on which payment method you use.
Frequently asked questions
Some of your payment options-related questions will be covered on our Existing Financial Services page, IKEA Family page or IKEA for Business page. All the other questions we’re asked most often about payments are covered here: