Financing
Finance your purchases
across 48 months
Everything you want with your IKEA VISA card, online and in store!
Pay for your purchases easily in store or at IKEA.es across 48 months.
Remember, at IKEA.es all you have to do is enter your IKEA VISA card details and choose the financing option that suits you best.
Apply for your card
Don’t have it yet?
With the IKEA VISA card, make your purchases at IKEA stores and at IKEA.es in instalments, worry free and instantly.
Apply online now. Get it delivered to your door and start financing your purchases.
More information here.
The IKEA Visa app on your mobile phone
Fully manage your IKEA VISA card from your mobile phone - the best way to track your purchases quickly and easily.
Download the app from: the Google Play Store, the Apple Store or the AppGallery.
Discover all the benefits of the IKEA VISA app here.
Pay using your mobile phone without having the card at hand
Android users can pay through the IKEA VISA app.
IOS users can pay using their iPhones with Apple Pay.
Advertising: *. Financing with the IKEA VISA card, which is issued by the hybrid payment institution CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. and is subject to its approval. The system chosen by the institution to protect payment service users' funds is to deposit them in a separate bank account opened with CaixaBank, S.A.
Interest-free financing available over 3, 6, 10, 12, 18, 24, 36 and 48 months (NIR:0%. Min. AER 0% max AER 2.03%) for purchases made in IKEA stores in the mainland and at IKEA.es, except for the IKEA SEVILLA store. The applicable AER and price of the service will vary depending on the amount and term. Minimum amount of €10 for 3, 6 and 10 months; and €120, €500, €650, €1000 and €1700 for 12, 18, 24, 36 and 48 months, respectively. Maximum amount to finance €3,000. Representative example for a purchase of €1,500 financed over 10 months. 0% NIR 0% AER. 10 instalments of €150. Total amount owed and total price in instalments: €1,500. Total cost of the credit (interest): €0. French repayment system.
Representative example for a purchase of €1,700 financed over 48 months. 0% NIR 2.03% AER.Cost of the service 4%, payable in the first instalment. First instalment of €103.42. 46 instalments of €35.42. Final instalment of €35.26. Total amount owed and total price in instalments: €1,768. Total cost of the loan: €68. Interest €0.
Representative example for a purchase of €1,000 financed over 36 months. 0% NIR 2.00% AER.Cost of the service 3%, payable in the first instalment. First instalment of €57.78. 34 instalments of €27.78. Final instalment of €27.70. Total amount owed and total price in instalments: €1,030. Total cost of the loan: €30. Interest: €0.
Representative example for a purchase of €650 financed over 24 months. 0% NIR 1.96% AER. Cost of the service 2%, payable in the first instalment. First instalment of €40.08. 22 instalments of €27.08. Final instalment of €27.16. Total amount owed and total price in instalments: €663. Total cost of the loan: €13. Interest: €0. French repayment system.