Our services, for you

Finance service

If you’ve found the solutions to create your dream home, but need some help spreading the cost, we can offer you a range of finance options to help you make your dream a reality.

IKEA personal loan

With an IKEA personal loan you can borrow between £150 and £1,500 and spread the cost over 12 to 60 months with affordable, fixed payments of £10, £25 or £40 per month. There are no hidden set-up, arrangement or early settlement fees, so you know exactly what you will repay. All this at a very competitive representative APR of 19.9%. Representative example: Total loan amount: £604 30 monthly repayments of: £25 One final payment of: £15.93 Total amount payable is: £765.93 Representative APR: 19.9% Rate of interest: 18.3% fixed

Interest free credit

We offer interest free credit (representative APR 0%) on our kitchens, including kitchen installation. Take advantage of our 12 month interest free credit option when you spend £1,500 or more on kitchens and accessories, or our 24 month option when you spend £3,000 or more. For more information please speak to one of our co-workers.

Credit is provided by Ikano Bank AB (publ) and is available subject to status to UK residents who are aged 18 or over and have valid proof of identification*. Applicants must also hold a current UK bank account, have proof of income and a good credit history. A down payment of £10 is required from a current UK debit card. This is deducted from the total purchase price before calculating the loan amount and monthly repayments, which are taken via direct debit. IKEA acts as a credit intermediary and only offers credit products for Ikano Bank AB (publ). Ikano Bank is authorised in Sweden by the Finansinspektionen, - the regulator for Banks in Sweden, and is subject to limited regulation by the Financial Conduct Authority. Ikano Bank is a trading name of the UK branch of Ikano Bank AB (publ), which is registered with branch number BR016253. The registered office of the UK branch of Ikano Bank AB (publ) is Waterfront House, Waterfront Plaza, Station Street, Nottingham, NG2 3DQ.

* Valid proof of identification: Current UK credit, debit or store card, full UK driving licence, UK or Eire passport or British Forces ID card. A debit card for the account your direct debit payments will be taken from is also required.

Terms and conditions apply.