IKEA Home Card
19.9% APR (variable)*
Saving up for a glossy new kitchen or the bed of your dreams? Whatever it is you’d like, we can help you get it sooner. IKEA Home Card means you can make big purchases, but make small payments. It’s easy to give your home a great new look with plenty of new products to choose from all the time.As a cardholder, you'll receive:
- Our catalogue sent direct to your door for FREE.
- Updates on what’s happening in store.
- Home furnishings consultants available to help you.
- Design and home furnishings inspiration .
- Up to 55 days with no interest to pay.
- An additional cardholders.
- No annual fee.
What’s the deal?
Below tells you exactly what you’ll get from your IKEA Home Card. For more information look at the terms and conditions.FEATURES
APR:
Typical 19.9% APR variable
Interest free period:
Up to 55 day on purchases if your balance is paid off by the ‘payment to reach us by’ date. We will charge interest from the date of purchase until the date that the outstanding balance is repaid in full.
Allocation of payments:
Any payment that you make which is insufficient to repay the full balance on your account will be applied so that the minimum payment amount is directly apportioned between balances at different rates covering any insurance premium due as a priority. If you pay more than the minimum payment amount then the additional amount will be allocated to pay the cash balances, then your non-concessionary rate balances and then and concessionary rate balances with the lowest rate first.
Minimum Payment:
Every month you must pay at least the minimum amount set on your statement. This will be either 3% of the total amount charges to your IKEA Home Card, or £3, whichever is larger.
Minimum amount of credit:
£100
Annual fee:
None
CHARGES
Duplicate copy of a statement:
£2.50 (per statement)
Default Charges:
£12.00 for late payments, cheques returned ‘refer to drawer’, unpaid debits and for exceeding your agreed credit limit.
This summarises our main IKEA Home Card features. It does not replace any legal conditions and we ask you to read the full terms and conditions for more information.
IKEA Home Cards are issued subject to approval. You must be aged 18 or over and a UK resident. Written quotations available on request from The IKEA Home Card, PO Box 333, Nottingham, N97 5LP.
We at IKEA take the security of your information very seriously. We use a recognised security method for encrypting the data during transmission over the Internet. If you'd rather not enter your details on the site, you can always send your details by post to the above address, or maybe now would be a good time to visit your nearest store to pick up an application form (you can even apply for instant credit while you're there).
IKEA Home Card (IKANO Financial Services) Customer Service: 0870 240 3758
We at IKEA take the security of your information very seriously. We use a recognised security method for encrypting the data during transmission over the Internet. If you'd rather not enter your details on the site, you can always send your details by post to the above address, or maybe now would be a good time to visit your nearest store to pick up an application form (you can even apply for instant credit while you're there).
IKEA Home Card (IKANO Financial Services) Customer Service: 0870 240 3758
