Interest free finance

To realise your dream today we offer interest free finance to approved customers. You can apply online, over the phone or in-store at our planning desks. It only takes 15 minutes and you'll get an answer back within the hour.

Interest free credit on any purchases over $300
  • 6 month finance available from $300 - $4,999.*
  • 24 month finance available from $5,000 - $20,000.**
  • $60.00 application fee and $2.90 monthly account keeping fee.
  • After the interest free period an annual percentage rate applies.

How to apply

Get an answer within the hour with our online application.
Have a representative call you. Over the phone 1300 132 301.
In-store at any of our planning desks.
  • What amounts can I finance?
    You can finance any amount between $300 and $20,000. This also applies to add on sales. (subject to lending criteria)
  • How can I make repayments?
    Repayments can be made via Direct Debit, online with BPAY, in person at Australia Post or over the phone by arranging a one off Direct Debit.
  • Is there an application fee?
    Yes. There is a $60 application fee applied to approved Lombard accounts irrespective of the terms offered. This is not applicable for Add on Sales.
  • Does Lombard have Internet Banking?
    Yes. Lombard has an internet banking facility for all accounts. Customers can review their balance, see all transactions and pay their bills with BPAY.
  • Are there any monthly account fees?
    All Lombard accounts have a monthly account keeping fee of $2.90.
  • When will I make my first repayment?
    In total the customer has approximately 50 days before their first repayment is due. They will receive their first statement 30 days after the account is opened and they then have 21 days to make the first repayment.
Finance Terms

*6 months interest free offer available from 1.06.2012 to 31.08.2013 for purchase amounts over $300.**24 months interest free offer available from 1.06.2012 to 31.08.2013 for purchase amounts over $5,000. Available to approved applicants only, terms and conditions apply. Finance is provided by Lombard Finance Pty Ltd (ABN 31 099 651 877 Australian Credit License 247 415). Fees and charges are payable including an account keeping fee of $2.90 per month. Minimum monthly payments of 3% of the outstanding balance or $30, whichever is greater, are required during the interest free period. Making minimum payments will not finalise your account within the interest free period. Interest is payable after the interest free period on the balance outstanding.
Current standard interest rate 25.9% p.a.


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