Interest Free Finance
When making a purchase from IKEA you can choose from a 12 or 24 months interest free* option which reverts back to a variable cash advance rate thereafter ($59 annual fee and minimum purchase amounts apply).
See the full Terms & Conditions below
How to apply
You can apply online now, or in-store from any of our planning desks. A 100 point identification check is required to be completed in-store when applying for finance. Save time in-store and complete an online pre-approval today!
12 months finance available for purchases over $500*
24 months finance available for purchases over $1500*
Terms & conditions
*Interest free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate current at the time. See in-store for details. Monthly repayments are required and calculated at 3% of the outstanding balance or $20, whichever is higher. Lending Criteria, terms and conditions, fees, and charges apply and are available on application. Minimum purchase $500 for 12 months interest free and $1500 or more for 24 months interest free. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian Credit Licence 232595.