Interest Free*

12 or 24 months Interest Free*.

You can now enjoy 0% Interest Free* shopping at the IKEA store.
  • Reverts to a variable cash advance rate thereafter
  • $59 annual fee
  • Minimum $500 purchase for 12 months
  • Minimum $1500 purchase for 24 months
That’s sure to spark your interest.

Simply follow the links below to the application form. You can choose either 12 or 24 months interest free* and you’ll find out in just a few minutes if your application has been approved.

If it has, bring along your identification when you visit the IKEA store and we’ll provide your paperwork. After that, simply present the paperwork to the cashier once you’ve finished shopping. You can also apply in-store. Talk to a member of staff for details.

Please note that Interest Free* is only valid for in-store purchases and does not apply to Shop Online.



12 months interest free*



24 months interest free*

Terms & Conditions *Interest free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate current at the time. See in-store for details. Monthly repayments are required and calculated at 3% of the outstanding balance or $20, whichever is higher. Lending criteria, terms and conditions, fees, and charges apply and are available on application. Minimum purchase $500 for 12 months interest free and $1500 or more for 24 months interest free. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian Credit Licence 232595. This offer is only valid at the IKEA Perth and IKEA Adelaide stores. Interest Free* is only valid for in-store purchases and does not apply to Shop Online.