Terms & Conditions *Interest free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate current at the time. See in-store for details. Monthly repayments are required and calculated at 3% of the outstanding balance or $20, whichever is higher. Lending criteria, terms and conditions, fees, and charges apply and are available on application. Minimum purchase $500 for 12 months interest free and $1500 or more for 24 months interest free. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian Credit Licence 232595. This offer is only valid at the IKEA Perth and IKEA Adelaide stores. Interest Free* is only valid for in-store purchases and does not apply to Shop Online.